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Financial tasks to do before 31 March

The Income-tax Department can refuse to accept your returns for FY 2014-15 (AY 2015-16) if this deadline is not met.
Failing to adhere to March 31 deadline for filing ITR, could invite a fine of Rs 5,000.

For FY 2016-17 (AY 2017-18) all the tax saving investments have to be made before March 31. No deduction will be given on tax saving investments after the financial year ends.

Old Rs 500 and Rs 1,000 notes can be exchanged till March 31 at designated RBI offices.

The minimum annual contribution to your PPF account is Rs 500. The last date to make this contribution for FY 2016-17 is March 31, 2017, after which you will face a penalty of Rs 50 for each year you fail to make the minimum contribution.

A minimum contribution of Rs 1,000 is required from NPS Tier I account holders every fiscal. Not doing so for FY 2016-17 before March 31 can get your account frozen.

A systematic investment plan (SIP) helps you to invest a fixed amount at periodic intervals (daily, monthly, quarterly) over a period of time. As the investor’s income goes up, he is able to set aside a higher surplus for investing. He can use this surplus to start a new SIP or top-up an ongoing SIP using the SIP top-up facility provided by many mutual funds.